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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by offering you interactive tools and financial calculators, publishing original and objective content. We also allow users to conduct research and compare data for free and help you make financial decisions with confidence. Bankrate has partnerships with issuers such as, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The products that appear on this website come from companies that compensate us. This compensation can affect the way and where products appear on this site, including for instance, the sequence in which they appear within the listing categories, except where prohibited by law. This applies to our mortgage, home equity and other home loan products. But this compensation does have no impact on the content we publish or the reviews that appear on this website. We do not include the universe of companies or financial offers that may be accessible to you.
4 min read . Published November 28th, 2022.
The story was written by David McMillin. by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards and credit cards tax, banking, and travel. David’s mission is to assist readers understand how to save money and worry less.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers feel confident to manage their finances through providing clear, well-researched information that breaks down complicated subjects into bite-sized pieces.
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The process of buying a car can be a difficult process , particularly when you don’t intend to negotiate to get a lower price or other features. It was found that more than half of people feel uncomfortable when visiting a car dealership. Instead of battling that fear and fear, you can experience the ease of no-haggling car buying. 5 ways to purchase a car with no haggling have a lot of options when it comes to buying a new car without haggling. Keep in mind that if and feel you are getting a fair price it is possible to skip haggling and accept the price offered by the dealer. 1. Purchase it online if you don’t want to speak to a person when you’re purchasing a new car the internet has the answer. Check out a no-haggle buying website, such as or you can use . These sites operate on a what-you-see-is-what-you’ll-pay model. It is also possible to get a trade-in estimate without talking to anyone. In addition, if you come across an automobile you like you, someone is likely to bring it to your residence. In the event of this, you must read the contract’s terms. As you’re not taking it for a test drive, it’s crucial to know if there are regrets. Potential drawbacks: While there are many advantages to buying a car , keep in mind the fact that it’s a significant purchase you’re making sight-unseen. Also, be on the lookout for additional fees charged for purchasing this way, including the cost of delivery or for the car to get to you. 2. Find a dealership that is not a bargaining place. While it is possible to consider all car dealerships to be the usual back-and-forth negotiation Certain dealers only provide no-haggle pricing. Enterprise, for example sells used cars use an exclusive pricing system that does not require any negotiation. AutoNation — which has more than 300 stores across the 18 US states an option if you’re buying a used car. It is a fixed-price pricing structure that is no-haggle. will still be on the table in these auctions and you should be aware of what you can and cannot do without. There are some potential drawbacks to consider: You could be able to get a higher-than-sticker price at one of these lots, especially when fees are included. Although there are some fees , you’re stuck with them if you do not bargain. 3. Join a club programs that allow you to enjoy a discount without having to request it. If you’re a member of AAA, the club’s Auto Buying service offers member-only pricing. Costco has a prearranged price for members. The discount is visible on the internet, and occasionally special offers that are limited in time can help you save more without having to bargain with anyone. There are also membership options that could assist in buying a car as well as taking care of other financial requirements. Credit unions like and offer buying services for cars, with bonuses cash rewards for members, and no-hassle pricing upfront. There are some potential drawbacks to buy from a club, you’ll need to trust the price you are being offered is competitive. “Exclusive” deals might be worth your time, so make sure you compare before committing to one of these clubs just for one purchase. 4. A car broker can be hired as another option to not haggle when purchasing the car you want: let someone else negotiate them negotiate for you. Car brokers, also referred to as car concierges are services which search and negotiation for you. You provide them with a budget and tell them what you’re looking for , and they come back to you with options. They may also help negotiate the purchase of your vehicle. It is necessary to pay the broker a fee for their services, but the cost — which is likely to be just a few hundred dollarswill pay off in the form of making your life easier and saving money. Potential drawbacks The simple fact is that the car dealer isn’t the person you are, therefore you must communicate your expectations with care. After they have concluded a deal with you on behalf of yourself, you will most likely be committed to the terms and conditions they’ve agreed on. 5. Make use of a car auction website Auction sites like eBay Motors enable you to bid on a car and attempt to negotiate an affordable price without negotiating against the dealer. The auctions range from classic cars to new models. Although you might have to travel to collect the car, this can be a fantastic method of acquiring an automobile without having to negotiate. Cars on auction sites typically salvaged, rebuilt, or repossessed, and dealers may purchase them in lots instead of individually. Certain auction sites permit you to skip bidding entirely if you decide to a “buy it today” price or a similar price. Potential drawbacks: It can be difficult to get financing for a vehicle you’re purchasing at auction and you’ll likely have to finance your purchase in advance. Keep in mind you’ll probably be required to take your auction winnings from the seller, or discuss shipping or delivery. Arguments against negotiations: Why should you miss the chance to to save some cash? It’s true that the old saying “time can be money” is real. It is possible to be negotiating for hours for a better deal, but only manage to get a discount of a few hundred bucks. The market for used cars is still competitive with an ongoing computer chip shortage exacerbated by rising raw material costs and the current conditions in Ukraine. “It’s difficult to predict the future,” says Matt Degen who is editor of Kelley Blue Book. “Don’t think you’ll be able to make much space for negotiation at this point.. More than ever, people are paying the full price. Don’t expect screaming deals in the near future.” The main point is that the traditional approach to buying a car can come with the anxiety and pressure of dealing with a sales representative However, it doesn’t need to be that way. There are plenty of ways to avoid all the haggling and eliminate the obstacles between you and the steering wheel. While you don’t wish to shop around or haggle for the best sticker price on an automobile, there’s one place where you must look at different options: the loan to enable you to obtain the keys. Check out financial institutions and credit unions to find a competitive financing offer.
Written by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such as credit cards, mortgages tax, banking, and travel. David’s goal is to help readers discover ways to save money and worry less.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing precise, well-researched and well-written information that breaks down otherwise complex topics into manageable bites.
Auto loans editor
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